FHA home loans are popular among Orange County first-time homebuyers due to low down payment and credit requirements.
FHA Loans
A conventional(fixed-rate mortgage) is a popular type of home financing in Orange County because it offers predictability for your budget.
Conventional Loans
A jumbo home loan is a mortgage used to finance Orange County properties that are too expensive for a conventional conforming loan.
Jumbo LoansConventional mortgages are ideal for buyers with good credit and money to put down. They typically require a higher down payment, usually 5%–20% and also have higher income and credit score requirements than government loans. Typical fixed-rate loans have a term of 30 or 15 years.
FHA loans are designed to benefit first-time homebuyers and buyers with less than perfect credit and not a lot of money to put down. FHA loan limits vary by county. View the FHA loan limits in your area.
If you are a veteran or a current member of the U.S. military, you can apply for a VA Loan, which currently offers up to 100% home financing. Thank you for your service!
Curious about refinancing your home in Orange County? Now may be the right time to start saving money every month!
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If you've been watching the housing market from the sidelines, waiting for that perfect moment to jump in, you're not alone. The good news? Summer 2026 is shaping up differently than the past few years, and some interesting dynamics are creating opportunities that weren't there just six months ago. Let's talk about what's actually happening…
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If you've been watching the housing market from the sidelines with a mixture of hope and trepidation, you're not alone. The good news? Summer 2026 is shaping up to be one of the more interesting seasons we've seen in a while, and some of the shifts happening right now could work in your favor. Let's…
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